body{
font-family: Arial, Helvetica, sans-serif;
margin:0;
background:#f2f4f7;
color:#222;
}

.banner{
background:#1c3d6e;
color:white;
text-align:center;
padding:8px;
font-size:14px;
font-weight:bold;
}

header{
background:white;
border-bottom:3px solid #1c3d6e;
}

.header-container{
max-width:1200px;
margin:auto;
display:flex;
align-items:center;
justify-content:space-between;
padding:15px;
}

.logo{
font-size:24px;
font-weight:bold;
color:#1c3d6e;
}

nav{
background:#1c3d6e;
}

nav ul{
list-style:none;
margin:0;
padding:0;
display:flex;
justify-content:center;
flex-wrap:wrap;
}

nav li{
margin:0;
}

nav a{
display:block;
padding:14px 18px;
color:white;
text-decoration:none;
font-weight:bold;
font-size:14px;
}

nav a:hover{
background:#143055;
}

.container{
max-width:1100px;
margin:auto;
padding:30px;
}

.hero{
background:#1c3d6e;
color:white;
padding:40px;
border-radius:6px;
margin-bottom:30px;
}

.cards{
display:grid;
grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
gap:20px;
}

.card{
background:white;
padding:20px;
border-radius:6px;
box-shadow:0 2px 6px rgba(0,0,0,0.1);
}

.card h3{
color:#1c3d6e;
}

form input, form textarea, form select{
width:100%;
padding:10px;
margin-top:8px;
margin-bottom:15px;
border-radius:4px;
border:1px solid #ccc;
}

button{
background:#1c3d6e;
color:white;
padding:10px 18px;
border:none;
border-radius:4px;
font-weight:bold;
cursor:pointer;
}

button:hover{
background:#143055;
}

footer{
background:#0f1f38;
color:white;
margin-top:40px;
}

.footer-container{
max-width:1100px;
margin:auto;
padding:30px;
text-align:center;
}

footer a{
color:#9ec3ff;
text-decoration:none;
}

footer a:hover{
text-decoration:underline;
}